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Earn Interest that is simple & secure

Writing our story by helping YOU write yours since 1907. Now that’s Unique!

Savings Accounts for Your Unique Goals

Savings Accounts

Elite Savings Account

Elite Savings Account

This tiered-interest account is ideal for savers with higher balances.

Regular Savings Account

Regular Savings Account

Here’s the perfect place to create and build a stash of cash for your personal bucket list.
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Kids Count

Kids Count

We designed this account just for kids (18 and under) to teach them the value of saving.
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Mortgage Savings

Mortgage Savings

Cost-savings of a one-time closing and ability to “lock in” interest rates from construction to permanent loan. This account earns a higher yield than a Regular Savings Account and is reserved for CBL mortgage customers who set aside funds for recurring real estate expenses

Certificate of Deposits

Certificate of Deposits

A great, fixed-rate option for diversifying your investment/retirement portfolio.
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Individual Retirement Accounts

Traditional IRA

Set aside income up to a specified amount each year, and you may deduct the contributions from taxable income. Contributions and interest may be tax-deferred until retirement when, typically, income falls in a lower tax bracket.*

  • 18-month, 30-month or 60-month terms.
  • Unlimited deposits on qualified accounts.
  • $100 minimum investment.

We also offer SEPs, which are Traditional IRAs for self-employed individuals.

​*Please consult your tax advisor for details

Roth IRA

With a Roth IRA, the contributions are after-tax dollars, so when you retire, the earnings are tax-free. CBL enables you to draft your contributions from another institution’s account. Interest earnings can be withdrawn penalty-free and tax-free starting at age 59½ if your account has been open five years or longer.*

  • 18-month, 30-month or 60-month terms.
  • Unlimited deposits on qualified accounts.
  • $100 minimum investment.
  • No Required Minimum Distribution (RMD).

​*Please consult your tax advisor for details

Write Your Future Story

That’s why for over 110 years, we have been listening to people’s needs in our community and dedicating our time and local resources to help them find a savings option that achieves their goals.

FDIC Insured

Competitive Rates

Excellent Returns

Each person is unique, and we believe that our unique, local approach to banking makes your story a possibility…SINCE 1907.

Discuss your Future with our CBL Specialist

1

Start a conversation

Call, Chat, or Fill out a Form

2

Share your goals/vision

Speak with a Savings Specialist

3

Save For Your Future

Our savings specialists are here to serve you.

Write the story of your dreams...

Planning your unique future includes saving for the expected and the unexpected. With a variety of savings options that are FDIC insured, you can start earning interest that is simple and secure today. A trusted CBL savings specialist is available to start a conversation about your future.